Posted by Gerard Hagan on Friday, February 27, 2015 at 1:47 PMBy Gerard Hagan / February 27, 2015Comment
If you have hardwood floors in your home, scratches are inevitable, even if you are careful. The majority of wood floor scratching is caused by pushing something heavy, like an appliance, over the floor. Scratches can also be caused by pet's toenails, and by small pieces of stones or dirt that people track into the house. Follow manufacturer instructions and schedules on refinishing your floor to get the longest life and beauty out of your hardwood floors.
When you're planning on selling your home, the perfect gleam of hardwood is a fantastic selling feature. Here is a 6 step method for removing minor scratches and putting a beautiful polish back on your floor.
If a scratch has penetrated deep enough to expose bare wood, there’s a low-effort way to conceal the imperfection: Simply fill it in with a stain that matches...
Posted by Gerard Hagan on Thursday, February 26, 2015 at 1:14 PMBy Gerard Hagan / February 26, 2015Comment
It seems a shame to tear out perfectly good tile from a bathroom just because you don't like the color doesn't it? So what's the alternative?
You can paint over ceramic tile walls in a bathroom, but you will lose some of the interesting characteristics of tile since the grout lines will be the same color as the tile.
First, let's talk about what you can and cannot paint. I would not recommend that you paint any tile surface that gets wet repeatedly. If you try to paint your shower surround or even your tub itself, you will be cleaning paint chips out of the bottom of your tub within a matter of weeks. It just won't stick. There are professional services available that will paint your ceramic appliances and fixtures. Things like your antique claw foot tub, your toilet, and shower stall can be painted with a highly specialized product that requires...
Posted by Gerard Hagan on Wednesday, February 25, 2015 at 2:01 PMBy Gerard Hagan / February 25, 2015Comment
Spring is the optimum time to sell a home. Regardless of whether it's a buyer's market or a seller's market , inventory almost always rises in the spring. Why? Because the largest number of buyers are actively searching for a new home during the months of April, May and June.
Tip: If your home has been languishing on the market since the holidays, take it off the market. Give it a chance to "cool down" for a few weeks before putting it back on the market. Nobody is going to look at your home in the spring if the days on the market show it's been on the market for several months. Buyers gravitate toward fresh, new listings!
Here are 15 things you can do to improve the odds that your home will...
Posted by Gerard Hagan on Tuesday, February 24, 2015 at 2:21 PMBy Gerard Hagan / February 24, 2015Comment
Buying a home, especially your first, can be a challenge; a challenge that teaches you many things, like setting a goal and working towards it's completion, determination, perseverance, overcoming obstacles along the way, planning a budget and sticking to it. Many wonder how it is that some manage to do this with seeming ease, while others struggle and never get there. It's often assumed that they are smarter, or richer than the others. Achievers are not that much different than anyone else. They have the love of one word in common.
There is one word at work that is a true gift. One word that will make you feel happy and bring a jolt of joy to everyone who sees it in an email, IM, or text. It’s the one word you love reading more than any other – you’ll always hear it spoken to you before a raise, a promotion or an announcement of an achievement.
The reason you love this word is that it's written every day. It shows team progress, and is free to everyone,...
Posted by Gerard Hagan on Monday, February 23, 2015 at 2:01 PMBy Gerard Hagan / February 23, 2015Comment
A question we are often asked by buyers is who should I talk to first, a Mortgage Broker or Lender or a Realtor? In this article we’ll try to explain why meeting with a realtor should be your first step.
Often people assume the best place to start is the bank, which can be a negative since regardless of which bank you choose, they have very stringent criteria that must be met before they can put a loan in place and, secondly, if you don’t fit the requirements of the items on their “Mortgage Menu”, they will turn you down. That can be very discouraging to the first time, or anytime buyer.
Our recommendation is that you first speak to a Realtor. They know the real estate market, they don’t benefit from putting your mortgage in place with any particular broker or bank and their only interest is what...
Posted by Gerard Hagan on Wednesday, February 4, 2015 at 4:07 PMBy Gerard Hagan / February 4, 2015Comment
When selling your home, your first consideration is to keep as much of the selling price as possible. That’s why agencies like ComFree, Help You Sell and other so called commission free agencies prosper. Before you opt for this option one of the most important questions you can might ask yourself is, “Would I work for free and if I did, how much dedication and energy would I put into my job?”
You work hard for a living. Your income is used to support yourself and your family, pay your mortgage and car payments, cell phone charges, food and auto expenses, activities and entertainment for yourself and your family and hopefully invest in a retirement, and savings plan.
If your employer were to suddenly ask you to come to work, work just as hard, be just as loyal, prompt and dedicated, but now you will be working for free, would you...